Personal Contract Hire

PCH as it’s sometimes referred to is an increasingly popular way to fund a vehicle which reduces the monthly rental by deferring a large proportion of the vehicles cost to the end of the agreement. The benefits of which, enable you to afford a higher priced or better specification car.

Key Features & Benefits

  • Wide range of vehicle’s to choose from
  • Flexible contract term from 24 – 48 months
  • Off balance sheet funding as vehicle is owned by finance company
  • Flexible contract term & mileage
  • VAT recoverable on monthly rentals

Key Benefits

  • Low Capital outlay
  • Improved Cash Flow
  • Fixed monthly costs which improves budgeting
  • No risk on resale or final option

Maintenance package & RFL can be included